Most of us understand the dangers but how to go about stopping identity theft is another matter. Sure we can sign up with one of the credit monitoring companies that have sprung up over the last few years but what do they actually do for their monthly fee and are we supposed to just pay it for the rest of our lives?
Besides, all credit monitoring does is warn you when someone is trying to open a new line of credit in your name. They can’t do a thing about the criminal who’s online emptying the savings account you spent your life trying to fill.
Neither can they do anything to stop someone applying for a drivers license in your name as Todd Davis the CEO of Lifelock recently found out (at least 20 criminals have used his social security number to illegally obtain a license).
A fraud alert can’t stop someone using your good name to get a job and then rob their new employer or use your name for medical insurance scams.
Don’t get me wrong, a fraud alert is a useful tool and I show you exactly how to set one up in around 2 minutes and 100% free, it’s just that they are limited in their effectiveness and are in no way the silver bullet Lifelock claimed they were before a U.S. District Judge told them they were acting illegally by setting them up on behalf of their customers (you can set up your own, just not employ someone to do it for you).
So you know you need to be proactive and take reasonable steps to safeguard yourself from the dangers of identity theft but finding out exactly what you should be doing and how to do it has more than likely proved elusive.
The so called ‘expert’ websites all recommend one of the various identity theft protection companies and why shouldn’t they, they get handsomely rewarded to do so.
The credit bereaus meanwhile don’t want you setting up fraud alerts on your credit file because it slows down their system. Neither do they want you removed from mailing lists because selling your information to credit card companies is how they make their money so they don’t exactly make it easy for you to find the information you need.
Prevent identity theft from happening in the first place. Safeguard your credit line with fraud alerts. Remove yourself from junk mailing lists. Protect your computer from hackers.
Identity Theft Deterrent gives the exact steps required to make sure you never become a victim. It shows you how the criminal actually gets at the information they need to steal identities so that you can bolt the door firmly shut and keep them out.
As with all criminals, identity thieves are looking for an easy life. Just as a burglar moves on down the street when he checks out a house and discovers it has an alarm, a dog and security lights in the backyard, the identity thief will quickly move on when he realizes you have taken measures to safeguard your details and Identity Theft Deterrent will show exactly how to do just that.
How to place your fraud alert, claim your free credit report and remove yourself from junk mailing lists, all 100% legal and free and all done the exact same way identity theft prevention companies do it but without the $120 annual price tag.
The step by step guide to setting up my fraud alert worked a charm. I loved the way I already new the next automated response before it was played… Read more…